The Buying Process

Buying a property can be a stressful process, however FSL are here to help you through the process with our simple step by step guide.

1. ARRANGE YOUR MORTGAGE

Before you begin the search for your ideal property it is recommended that you get your finances in order. FSL can recommend leading mortgage advisors in the area who can search the Whole of Market of available mortgages to find the best deal for you. This will determine how much you can afford which will influence your property search.

2. DEFINE YOUR PROPERTY CRITERIA

Decide what you are looking for in a property – whether you need parking and a garden, how many bedrooms you need, if it’s a flat, whether you want it to be freehold or leasehold – and pick an area on which to focus your search. Consider what you want out of the location – are local schools, transport links and shops important to you?

3. REGISTER YOUR INTEREST

Register your interest with FSL. Once we have a clear understanding of your requirements we will provide a shortlist of suitable properties that match your criteria. We can also keep you constantly up-to-date via email and SMS alerts when the latest properties become available.

4. VIEW SUITABLE PROPERTIES

The most important part of the house hunting process is a property viewing. You are unlikely to find the home you want straight away, so don’t despair and don’t be tempted into edging over your budget. This is probably going to be your biggest financial outlay, so it is worth waiting until you find the right place. Once you have viewed a property, if you believe the property has potential, arrange for a second viewing to see how it feels the second time around.

5. MAKE AN OFFER

Once you have identified a suitable property we will put forward your offer to the vendor (seller) both verbally and in writing. You may need to demonstrate, if requested, that you are able to proceed (e.g. provide evidence of your mortgage agreed in principle and proof of funds for the deposit).

Note that there are no legal obligations on either side at this stage until contracts are signed.

6. INSTRUCT A SOLICITOR

The successful purchase of a property can be reliant on the instruction of an efficient and experienced solicitor. It is a good idea to use a solicitor who specialises in conveyancing.

FSL have a selection of tried and tested solicitors that are experts in conveyancing who operate at competitive rates and who we would be happy to recommend.

7. ACCEPTANCE OF YOUR OFFER

Once your offer is accepted we will prepare a Memorandum of Sale which is sent to all parties including your solicitor and the vendors solicitor confirming the agreed price and any special conditions.

You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage advisor to proceed with your mortgage application.

8. MORTGAGE SURVEY

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property’s value.

9. EXCHANGE OF CONTRACTS

After your solicitor or conveyancer has completed all the necessary checks you’ll be asked to sign a contract legally committing you to the purchase. At this point you will need to pay a deposit for the property. At this point you will usually agree a date to complete the sale.

10. COMPLETION

This is when the property finally becomes yours. When your solicitor tells you that the sale is completed we will arrange for you to pick up the keys. Finally you can move in.

  • Thanks for the Tenancy agreement today and all the hard work you have put into finding the tenant's for me, they seem like a lovely couple starting out and very excited, hopefully they will turn out to be trustworthy and reliable.

    Mr Peter Bradley
  • Thank you all so much for all your help.

    Natasha Hopwood
  • Thanks for all your help in renting my property.

    Gemma Wright
  • Wish you could manage all my properties

    Tony Mothershaw
  • Thanks for the super service my other house is at Bridgfords but will definitely be coming to you cheers

    Jeremy Crowther
  • Thanks for your work on sorting this out so quickly, and dealing with the tenants! Much appreciated

    Kath Armitage
  • Thanks as always for the first rate job you do for us!

    Michael Warren
  • Thanks very much Diane, fingers crossed! Thank you for your help with everything, much appreciated

    Christine Thompson
  • Have just seen this, You have made it look amazing thank you so much. Have shared on Facebook.

    Sky Bendelow
  • Excellent to work with as a contractor. Great communication, updates and responses. From my ongoing relationship and experience FSL come highly recommended.

    Carl Thornley
  • Thankful for the speedy sale on my mum's property. The staff remained in constant contact with us with updates regarding the sale. Went above and beyond couldn't praise them enough.

    Susan Johnson
  • The most professional letting agency I've used. Always get back to you quickly as a tenant if you have an issue and are as focused on the tenant as the landlord, again a rarity with letting agencies in my experience.

    Ian Wilson
  • An extremely professional organisation who very swiftly and efficiently found us our new tenants within 24 hours of our ad going live. Communications between tenants and landlord through fsl are excellent. I can fully recommend fsl estate agents.

    Jill Brookling
  • I have used FSL for a Tenant Find Service for a number of years and have always been pleased with the service.

    Betty Christie
  • cannot fault them, they got us into our home quickly and efficiently and have managed the property well. they handled the bond via escrow much better than my last experience with whitegates. i even got a free mug and pen on move in date. thank you.

    Richard Taylor
  • My partner and I rented our first property together throughout FSL, quick, easy and so friendly. Answered every question with ease and made us both feel very comfortable. Thank you!

    Jordan Walton
  • FSL provide a curteous, efficient, friendly service and gets results.

    john richardson
  • The staff at FSL, especially Amy, have gone above and beyond in helping to secure a new 6 year lease on our retail unit in Wakefield city center.

    Andrew Smith
  • Fantasic estate agent and great staff! Highly recommend.

    Tom Avery
  • Fantastic landlords. East to approach and deal with and were quick to repair a couple of problems when reported. Lovely people and goid company. Would whole heartedly recommend.

    Stephen Parsonage
  • I am renting my very first property with FSL; after struggling with so many others, I am finally glad to have found the most helpful, caring and informative estate agents who put the client first no matter what. Diane was extremely attentive to our needs and even managed to push the moving in date forward so that it would work better for us all. Moving in was straight forward, simple, and not a daunting experience at all.. I highly recommend FSL to anybody looking for a new property: excellent service and a great team.

    Jess Miree
  • After dealing with several (stressful) agencies in the Wakefield and Leeds area, we decided to go through FSL to rent our new home. Diane was absolutely lovely, it's refreshing to have someone so helpful and organised dealing with our move. FSL have raised the bar in the Wakefield area and I would recommend them to anyone!

    Jackson Beckett
  • As a first time commercial property leaser i was very anxious about the whole process but Amy was very helpful & we completed really quickly & easily. Id definitely recommend. But i would of liked to have known about when id have to start paying rent as i was caught out by not realising that it should of been written into the lease. My mistake as a novice.

    Beverley Hirst

The Ultimate Guide To Selling Your Home

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